Learning About Retirement Planning with David Giertz

Failure to plan for your retirement results in a predicament. You, therefore, need to prepare for your retirement early enough to avoid getting in a predicament. Here are a few retirement planning tips from an experienced financial advisor, David Giertz.

Savings

Saving for your retirement is never an easy task regardless of your earnings. It’s hard to estimate the amount of money that will sustain you through your entire retirement life. Considering that your expenses will overshadow your income, it would be wise to save an adequate amount of money that can sustain you throughout the retirement life.

Investment

Investment can be a great way to pursue your retirement goals. Investments earn you an extra income even after retirement. According to David Giertz, you need to be aware of your retirement needs by the time you retire. Once you have identified your retirement needs, the next step is to develop a flexible plan. Retirement accounts will charge you a penalty of at least 10% for early withdrawal. The best way to maintain a steady income flow even after retirement is to complement your savings account with a brokerage account. That gives you access to bond markets where you can trade these commodities for profit.

About David Giertz

David Luther Giertz works at Nationwide Investment Services Corporation as a financial advisor. He has over 31 years of experience in the financial services industry. He is registered as a broker-dealer with FINRA as well as a business coach with WABC. He has held the position of the President of Nationwide since 2013. He holds an MBA and a Bachelor of Science from the University of Miami and Millikin University respectively. In fact, he ranks among the most experienced financial advisors in the United States. Having worked with several companies with a proven track record of success, David Giertz is a visionary and inspirational leader.

Leave a Reply

Your email address will not be published. Required fields are marked *