Failure to plan for your retirement results in a predicament. You, therefore, need to prepare for your retirement early enough to avoid getting in a predicament. Here are a few retirement planning tips from an experienced financial advisor, David Giertz.
Saving for your retirement is never an easy task regardless of your earnings. It’s hard to estimate the amount of money that will sustain you through your entire retirement life. Considering that your expenses will overshadow your income, it would be wise to save an adequate amount of money that can sustain you throughout the retirement life.
Investment can be a great way to pursue your retirement goals. Investments earn you an extra income even after retirement. According to David Giertz, you need to be aware of your retirement needs by the time you retire. Once you have identified your retirement needs, the next step is to develop a flexible plan. Retirement accounts will charge you a penalty of at least 10% for early withdrawal. The best way to maintain a steady income flow even after retirement is to complement your savings account with a brokerage account. That gives you access to bond markets where you can trade these commodities for profit.
About David Giertz
David Luther Giertz works at Nationwide Investment Services Corporation as a financial advisor. He has over 31 years of experience in the financial services industry. He is registered as a broker-dealer with FINRA as well as a business coach with WABC. He has held the position of the President of Nationwide since 2013. He holds an MBA and a Bachelor of Science from the University of Miami and Millikin University respectively. In fact, he ranks among the most experienced financial advisors in the United States. Having worked with several companies with a proven track record of success, David Giertz is a visionary and inspirational leader.
One sign that Equities First Holdings are meeting the needs of business people as a provider of alternative shareholder financing solutions is the ever increasing clients’ base the company is experiencing in most of its offices. When EFH started operation, it had only one office in Indianapolis, the headquarters. Today, the company has grown is size with offices in countries round the globe. The good thing is that these offices constantly have to contend with increasing clients’ patronage. The Melbourne office in Australian had to take a drastic step to surmount this hurdle.
The Australian arm of EFH has three offices situated in Melbourne, Sydney, and Perth. The Melbourne office had to be moved to a more spacious and easily accessible location as it was too small to accommodate the current overflowing clients’ patronage. The new Melbourne EFH regional office is at Level 2, 287 Collins Street, Melbourne, Victoria 3000, telephone: +61 3 8688 7191.
Both clients and staff of the Melbourne regional office are happy with the change of location. The Managing Director for EFH (Australia) paint a picture of what the new office look like: “Our Australian business is continuing to grow and relocating our Melbourne office will give us a better space to accommodate our current clients and staff with room for expansion.”
Equities First Holdings’ fame is tied to the stock-based loans it provides to clients that are in need of quick capital. The loans are unrestricted giving clients the privilege of using the fund for whatever purpose. The non-recourse feature of these loans also remains an attraction to many business persons and organizations. It simply means that in the event the borrower could not pay back, he or she only forfeits the stocks used as collateral and nothing else.
The Australian offices are only few out of the numerous EFH offices across the globe. Countries like Hong Kong, Switzerland, Thailand, Singapore and the United Kingdom also have clients’ friendly EFH offices.
http://frenchtribune.com/teneur/25507-equities-first-holdings-thrives-uk-transaction-update-and-15th-anniversary-statistics for more.